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Kevin Sullivan, insurance agent at National Trust Insurance Services, LLC, joined the Practical Preservation podcast to discuss unique, historically-focused insurance services offered by the company. We covered a multitude of topics including:

  • The insurance company’s inception by the National Trust for Historic Preservation in 2003, due to a significant lack of insurance options specific to the needs of historic properties
  • The differences between insurance for historical properties and typical homeowners insurances – including a greater focus on replacement costs vs. actual cash value – to guarantee that damaged historical features will be replaced with the same materials and craftsmanship
  • The various types of specialty insurance they offer under the umbrellas of historical homeowner insurance and insurance for museums/organizations/businesses
  • Tips for historical property owners and stewards, including consulting with an agent to determine the appropriate insurance limit and best plan for one’s budget
  • General challenges with insuring old buildings, as well as unique challenges and unpredictable changes to insurance related to COVID-19

 

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For Seminars and Education Sessions, please contact Brian Phoebus – [email protected]

Kevin also recommends that stewards of museums, organizations, or businesses in historic buildings take this time of social-distancing and closures to review their current insurance policies to clarify that what they have is what they need, and update as necessary.

Authors

About Danielle Keperling

Danielle Groshong-Keperling has worked full-time in the restoration industry since 2001, but her education in the traditional trades, construction industry, and historical preservation was built from an early age through her Father's work in the traditional trades and her Mother's love of historic architecture. Now, with Jonathan (an artisan craftsman in his own right), her partner in business and life, they work together to help historic building owners restore and preserve their piece of our built history.

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