Practical Preservation Podcast Featuring Kevin Sullivan of National Trust Insurance Services

Kevin Sullivan, insurance agent at National Trust Insurance Services, LLC, joined the Practical Preservation podcast to discuss unique, historically-focused insurance services offered by the company. We covered a multitude of topics including:

  • The insurance company’s inception by the National Trust for Historic Preservation in 2003, due to a significant lack of insurance options specific to the needs of historic properties
  • The differences between insurance for historical properties and typical homeowners insurances – including a greater focus on replacement costs vs. actual cash value – to guarantee that damaged historical features will be replaced with the same materials and craftsmanship
  • The various types of specialty insurance they offer under the umbrellas of historical homeowner insurance and insurance for museums/organizations/businesses
  • Tips for historical property owners and stewards, including consulting with an agent to determine the appropriate insurance limit and best plan for one’s budget
  • General challenges with insuring old buildings, as well as unique challenges and unpredictable changes to insurance related to COVID-19







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Kevin also recommends that stewards of museums, organizations, or businesses in historic buildings take this time of social-distancing and closures to review their current insurance policies to clarify that what they have is what they need, and update as necessary.

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